Americans drove 325 billion more miles in 2021 than in 2020. As the number of miles increased, the number of deaths and injuries from auto accidents increased.
If you were one of the thousands of people who were injured in an auto accident, you could receive compensation. Compensation would cover medical bills, property damage, and lost income.
If you want to get the process started, you need to write a demand letter. What is a demand letter?
Keep reading because you’re about to find out what it is and how to write one.
What Is a Demand Letter?
Personal injury cases like auto accidents get settled between the injured party and the other party’s insurance company.
You may have communicated with the insurance company over the phone and via email. Those contacts didn’t resolve anything.
A demand letter is a statement of intent by you. It gets sent to the insurance company. The demand letter spells out aspects of your case with the hope of getting a good settlement.
In an ideal situation, the demand letter is so effective that the insurance company agrees to settle the claim immediately. You don’t have to file a lawsuit.
A well-written demand letter shows the insurance company that you’re serious. If your case goes to court, it’s seen as an attempt to resolve the issue without relying on the court to do it.
It’s a sign of good faith that the court will find favorable.
How to Write a Demand Letter
The key to getting a positive result is sending a well-written demand letter. You can write the letter yourself or send a letter from an attorney.
An attorney demand letter carries more weight with the insurance company. Your letter will get taken seriously. It will contain the important facts about the case.
The best lawyer will review your case records. They’ll look over medical reports, police reports, and take witness statements to prove the law is on your side.
The attorney letter could deliver a fast resolution and lower your costs.
If you write the letter yourself, you could open yourself up to problems. You could include information in the letter that gets used against you.
The demand letter should include basic information about the accident, such as the date, time, and location. Detail your injuries and include documentation to support your claims.
Don’t ask for an amount. Give the insurance company a date to respond by. If you don’t receive a response, then you can proceed with a lawsuit.
The Power of a Demand Letter
What is a demand letter? It’s the starting point to settle a personal injury claim. You can send a lawyer letter or draft one yourself.
It’s best to have an attorney send the letter because they will outline specifics about your case and get a positive response. If they don’t get the response they were looking for, they can take the next step and file a lawsuit.
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